PM Loan Scheme

The PM Mudra Loan Scheme is a government initiative to provide financial assistance to small businesses and entrepreneurs in India. It aims to empower small enterprises by offering collateral-free loans to meet their financial needs.

Key features of the PM Mudra Loan Scheme:

1. Loan Amount: Loans up to ₹10 lakh are available under three categories:
   • Shishu: Up to ₹50,000
   • Kishor: ₹50,001 to ₹5 lakh
   • Tarun: ₹5 lakh to ₹10 lakh
2. PM Mudra Loan Scheme Eligibility: Available for small business owners, traders, artisans, and self-employed individuals.
3. How to Apply Online:
   • Visit the official PM Mudra Loan portal or your bank's website.
   • Fill in the application form with business details and required documents like Aadhaar, PAN, and business proof.
   • Submit the form for verification.

The PM Mudra Loan Scheme is designed to promote small-scale industries and self-employment in India.

PM Loan Yojana, also known as Pradhan Mantri Loan Yojana, is a government program that offers various loan schemes to support businesses, startups, and self-employed individuals.

Types of loans under PM Loan Yojana:

1. Mudra Loans: For small businesses, traders, and artisans.
2. PMEGP Loan Scheme: Aims to assist entrepreneurs in setting up new enterprises.
3. PM Svanidhi Loan: For street vendors to restart their businesses.
4. MSME Loan Scheme: Supports micro, small, and medium enterprises for growth and expansion.

PM Loan Yojana Eligibility:

• Indian citizens aged 18–65.
• Individuals with a valid Aadhaar card and business proof.

Applicants can apply online via the official government portals or through participating banks. PM Loan Yojana promotes financial inclusion and economic growth in India.

PM Svanidhi Loan is a government loan scheme to help street vendors access working capital for their businesses. The scheme provides a loan of up to ₹10,000 without any collateral.

How to apply for PM Svanidhi Loan online:

1. Visit the PM Svanidhi Portal: Go to the official portal (pmsvanidhi.gov.in).
2. Register: Use your mobile number or Aadhaar number to register.
3. Fill in Details: Provide vendor ID, business proof, and bank account details.
4. Submit: Submit the application for approval by the bank.

The PM Svanidhi Loan is aimed at improving the livelihood of street vendors by offering easy access to credit.

The PMEGP Loan Scheme (Prime Minister’s Employment Generation Program) is a government initiative to support entrepreneurs in setting up new businesses and creating jobs.

Key features:

1. Loan Amount: Provides financial assistance up to ₹25 lakh for manufacturing units and ₹10 lakh for service units.
2. Subsidy: Offers a subsidy of 15%–35%, depending on the applicant's location and category.
3. PMEGP Loan Eligibility:
   • Individuals aged 18 years and above.
   • Educational qualification of at least Class VIII for projects costing more than ₹10 lakh.
4. Application Process:
   • Apply online at kviconline.gov.in.
   • Submit documents like Aadhaar card, project report, and bank details.

The PMEGP Loan Scheme encourages entrepreneurship and helps create job opportunities.

Government loan schemes for women aim to empower women entrepreneurs and promote financial independence. These schemes provide funding for small businesses, self-employment, and startups.

Popular schemes:

1. PM Mudra Loan Scheme: Collateral-free loans up to ₹10 lakh for women entrepreneurs.
2. PMEGP: Financial support to start manufacturing or service units.
3. Post Office Loan Schemes: Savings and loans for women with attractive interest rates.
4. MSME Loan Scheme: Funding for small and medium enterprises led by women.

Benefits:

• Low Interest Rates: Affordable repayment options.
• Government Support: Subsidies and collateral-free options.
• Financial Independence: Encourages women to contribute to the economy.

Women can apply online for these schemes through official portals and bank websites provided on our Sarkarii job portal. Just search your scheme or yojana in the search box feature on the top of our website.